Need a Quick Quid Loan of up to £750? You could be just Minutes Away!

Just fill in your home, work and bank details and confirm you have read the Privacy Policy and Terms & Conditions. If approved, you could receive the cash in as little as an hour*.

Loan Details:

Loan Amount (£): *

Your Personal Details:

Title: First Name: Surname:
* * *
Landline Number: Mobile Phone: Email Address:
* * *
(include area code) (11 digits)
Date Of Birth: Residential status: Time at Address:
* * *

Your Address Details:

Post Code:
*
House No./Name: Street: City/Town:
* * *
County:
*

Occupation & Employment Details:

Income Source: Company Name: Employer Industry:
* * *
Work Phone:
*
(include area code)
Paid by Direct Deposit? Monthly Income: Time At Employer
* * *
Net in £
Monthly Mortgage / Rent Utilities/Bills Transport
* * *
Food Loans / Credit Cards Other Monthly Expenses
* * *
Pay Frequency: Your Next Pay Date: Following Pay Date:
* * *
Debit Card Type: Bank Account Number: Bank Sort Code:
* * *
(under your name) (6 digits)
* I have read and accept KwikPayDay's Privacy Policies and Website Terms & Conditions. I understand that credit reference and fraud prevention agencies may be used to make lending decisions and for the prevention of fraud and money laundering, and I confirm that I have provided accurate financial information.
  By submitting this application form, you indicate your consent to receiving email, SMS and telephone marketing from us. If you do not want to receive such marketing, tick here.


Representative APR 2670%
Representative 2670% APR
Representative Example:
Borrow £200 for 28 days
Total in one repayment:          £258
Interest rate p.a:              378% (fixed)
Interest Payable:                  £58
Representative 2670% APR
how it works
How it works
What you need to apply

Simply fill out the online application form and you will receive an answer in minutes.

In order to apply for a quick payday loan you must:

  • Be aged 18 years or over
  • Be a UK resident
  • Have a regular source of income
  • Have your own bank account and debit card

Filling out the form should only take you a few minutes, but be sure to have your contact details:

  • Mobile phone number
  • Land line number
  • Post code
  • Time at your current address

You’ll also need your employment details to hand:

  • Company details
  • How and when you are paid

To get your quick cash loan our lenders will also need your bank details:

  • Sort code
  • Account number
After Submitting Your Application

Once you have submitted your application form, the lender will inform you whether or not you have been accepted for a loan. If you have, you will be asked to agree to the terms and condition of the lender, and once you have done this the money will be transferred into your account.

Once the money is in your account it is yours to do with as you wish, but please remember that you will be required to pay off the loan plus interest in full on your next payday.

FAQ
FAQ
What is a payday loan?

Payday loans are quick cash loans designed to cover a short period of time. 28 days is the usual length of time for a loan and they are repayable (plus interest) on the day after your next payday or the date you agree with the lender.

How and when will I receive my quick loan cash?

Kwikpayday.co.uk's lenders often use what is called a CHAPS transfer. CHAPS transfers are quick a quick way to deposit cash into your bank account, often even in as little as an hour. Some lenders may take a little longer to process the payment and the funds will usually show up in your account within 48 hours. You can then use your quickquid deposit in the same way that you would use any other funds that you have in your account.

What do I need to do to repay my loan?

During the application process you will provide our lenders with your debit card details. Once your loan period has expired, normally on the day after your next payday, the lender will automatically take the amount due for your quick cash loan from your debit card so you don't need to do anything yourself.

What is continuous payment authority?

Some lenders use CPA (continuous payment authority) to retrieve payment. This means that you authorise the lender to withdraw the funds from your bank account. They can also make multiple attempts to withdraw the money if it is not available. If you want to cancel your CPA, you can do this by contacting the lender or by contacting your bank and requesting a cancellation.

How much money can I borrow on a quick loan?

Your quick quid loan applications with KwikPayday can be up to a maximum of £750, depending on the lender. The Representative APR for Payday Loans is 2670%. As an example, a loan of £200 taken for 28 days would usually require a total single payment of £258, with interest payable of about £58 for a loan with a per annum interest rate of 378% (fixed). Please see our representative example for more information.

When do I need to repay the quick loan?

This will be agreed with your lender prior to entering into the agreement. The maximum loan period is around 28 days. Following which, your payday UK loans will be repaid automatically.

Responsible Lending
Responsible Lending

KwikPayday is proud to be a responsible payday loans broker. With everything that we do, we always work to keep the following aims in mind:

  • We will not encourage customers to take out a pay day loan if we are aware it is not suitable for them.
  • We will not aim our advertising directly at people who are have long term financial issues, including those who are unemployed.
  • We will not encourage anyone directly to borrow more than they will be able to repay
  • We will not charge our customers application fees

On top of that we also:

  • aim to give everyone who reads the site a clear, full, understanding of our services
  • follow legal and ethical marketing practices

If you feel we are doing anything that doesn’t live up to these aims, please contact us and tell us.


Where to get advice

There is plenty of free advice available online. We recommend starting at the Citizens Advice Bureau , or the Government debt advice site You can also go to an independent debt advice charity. All of these should offer free advice – do be wary of anywhere that offers to help you with debt in return for a fee.

Budgeting

If you haven’t looked at your budget to decide whether or not you can afford a payday loan, you really should. If you won’t have enough money coming in to pay it back comfortably, it could be a much more expensive way to borrow than it is intended to be. You can find plenty of good budgeting information online.

Implications of Non-Payment

We always recommend repaying on time, and our representative examples assume that you will. If you are unable to pay on time, each lender has their own policies with regards to fees and interest, and how they collect outstanding debts. Some lenders may pursue claimants by legal means in the event of repeated non-payment. Most will contact you by phone or letter in order to rearrange payment. Non-payment may result in charges and/or raised interest and may affect your credit score.

Renewal Policy

If you wish to renew your loan, you should contact your lender in advance. Most lenders will charge the same rate of interest and fees for another month on the entire amount owed. In the event of non-payment, a loan renewal/extension could be automatic and further interest and/or charges may be added to your account.

Rollovers

You may have the opportunity to roll over your loan, which means paying off the interest earned to date and continuing to gain interest on the original loan amount over an extended term. This interest will most likely be at the same rate that the original loan was charged at. Some lenders may insist on a rollover as opposed to a renewal.

Repeated loans

You may be misusing payday loans if you are continually taking out more and more, for more money each time. Please consider independent advice and taking a serious look at your budget.

Short term loans

Payday loans are designed to be short term products, and are not suitable to help with long term financial problems. If you’re constantly borrowing to cover normal household expenses, you may be experiencing longer term debt issues.

Borrow up to £750 in just one hour!

KwikPayDay is your way to find cash today. Just fill in our fast, easy application form for a speedy decision. If you're accepted, you could get cash in as little as an hour!

As long as you're a UK resident, at least 18 years old and employed with a UK bank account, you can apply NOW for up to £750!